So you’re ready to invest in bitcoin?  You’re kicking yourself for missing this recent drop down to $8,000.  The market is on a tear once more and you don’t want to miss out on what you think will be an epic run.

You’re not alone.  I recently had a talk with both my grandfather and father.  My dad and grandpappy are both savvy institutional investors.  They’re been in and out of Charles Schwab and TD Ameritrade.  They’ve seen ups and downs in every market. 

The topic of our discussion became cryptocurrency.  The gist of it was that neither my father of grandpa understood where to invest in cryptocurrency.  They were both worried about factors that were addressable.  There was just no one place that aggregated it all for them.

That conversation is one of the reasons I purchased this domain and decided to write article upon article on cryptocurrency.  I’ve been through so many ICO documents and whitepapers.  It’s only fair that I dug around the exchanges.  With any luck you will find this article to be a helpful guide of Cryptocurrency exchanges that accept most debit and credit cards worldwide. 

As this site receives worldwide clicks, I attempted to include every exchange I could.  South Korean, USA, and really any national user can expect their own set of restrictions on this so make sure you check your local conditions!

There are several types of bitcoin exchanges.  Every one of them can be classified under three major categories:

  • Bitcoin exchanges: Cryptocurrency exchanges that are exclusive to trading Bitcoin against fiat currencies. These exchanges have limited support for other cryptocurrencies.
  • Altcoin Exchanges: Cryptocurrency exchanges that trade other cryptocurrencies like Ethereum, Litecoin against Bitcoin or fiat currencies. These exchanges support a wide range of cryptocurrencies.
  • Credit/Bitcoin exchanges: In the news recently for being shut down by credit companies, these exchanges specialize in trading Bitcoin through user-friendly and convenient payment methods like Credit Card, Debit Card and PayPal.

Today we focus on platforms that allow bitcoin trading via credit card, giving a concise review of the best available platforms that support this type of bitcoin exchange.  For consumers, credit card and debit exchanges are the easiest way to invest. The sheer increase in demand has driven many new exchanges.  They can be confusing.  These cryptocurrency exchanges all have their own sets of benefits and downfalls.  We recommend applying your values to what we discuss here.  You will know which exchange is right for you.  If you don’t, maybe it’s best to hold off on investing until you feel comfortable.

Before you can buy or sell Bitcoin, you will need to create a Bitcoin wallet. A wallet is an address on the blockchain database where an individual can store bitcoin and other applicable cryptocurrencies.  A wallet is like an online store for bitcoin.  In the same ways you think of your wallet at home, a bitcoin wallet holds your cryptocurrency and “keeps it safe.”

Every cryptocurrency investor needs to make sure they have a crypto wallet.  This is a digital wallet with a unique and private key.  Only you have access this account.  While your exchange account is considered a wallet it really doesn’t suffice for security.  We recommend signing up for your own wallet before picking an exchange. (

Crytocurrency exchanges are rated on a variety of factors.  Each has it’s own level of importance to different individual investors.  When picking an exchange, keep in mind the following factors that will greatly impact your experience.

Availability of these exchanges varies by country.  Given the rapidly fluctuating

Cryptocurrency Exchange Rating Criteria

  • bitcoin exchange rate
  • trading fees
  • withdrawal/deposit fees
  • transfer limit
  • verification requirements

Compare and contrast these factors across all platforms and choose one that offers the best service that meets your requirements.

Bitcoin Exchange Platforms

Here are our TOP choices for depositing with your credit card to buy bitcoin on crypto exchanges.

#1 - Coinmama

Coinmama is a reliable US based platform that allows users buy bitcoin with their credit cards. It is supported in 226 countries across the globe.  Unlike Coinbase, Coinmama is not the #1 app in the world and that's why we prefer it to any other trading app out their for cryptocurrency trades of ethereum and bitcoin.  We don't recommend bitcoin cash or Litecoin as both have been found to have their weaknesses as currencies.  This is why we like coinmama.  It limits options.  It also offers many of the payment processing options that others do with less pain.  The customer service is US based and top notch!!!!

Pros of Coinmama
  • Supports credit cards, debit cards and Western Union transfer.
  • Coinmama has the highest buying limits on credit card among all other platforms.
  • It is available in 226 countries.
  • It provides great customer support.
Cons of Coinmama
  • At 6%, Coinmama charges moderate trading fees.
  • Coinmama only allows for buying and not selling of bitcoin.

A+ Rating

As voted by cryptocurrency pollsters. We recommend Coinmama for safety.

Create a Coinmama Account

#2 - Coinbase

Coinbase is the largest bitcoin exchange platform in the world currently.  Although it has its headquarters in San Francisco, Coinbase is fully functional in 32 countries including America, Canada, Europe, Australia and Singapore. It supports the local currency of the 32 countries, however, the only other cryptocurrencies it supports to date are Ethereum, Litecoin, and Bitcoin Cash.  It recently became the #1 most downloaded application on both the apple store and google play.  Here's our honest assessment of how it performs, good and bad.

Pros of Coinbase
  • Good liquidity and high buying limits/volume.
  • The interface is user friendly especially for new users.
  • It accepts both credit and debit cards.
  • Coinbase charges very low fees for transactions - at 3.99% it is the lowest among all other credit exchange platforms.
Cons of Coinbase
  • There is very little privacy for users as coinbase can track transactions.
  • Processing of transactions especially those involving bank transfers take a long time.
  • Coinbase has reportedly poor customer service.
  • With support in only 32 countries, it isn't exactly a worldwide service.

A+ Rating

As voted by cryptocurrency pollsters and randoms in coffee shop. You get $10 for free in Bitcoin when you deposit by using this referral link.

Create a Coinbase Account

#3 - BitPanda

Bitpanda is an Austrian based bitcoin exchange platform that has gained notoriety worldwide for its exchange capabilities. It is available for all countries in the European continent with support for Ethereum cryptocurrency as well as Bitcoin.

Pros of BitPanda
  • Transaction fees are relatively low when compared to other platforms.
  • It has a user friendly and easily navigated interface.
  • BitPanda has good customer care service.
Cons of BitPanda
  • Bitpanda trading fees are not publicly displayed but are included in the Bitcoin buying price.
  • It is only supported for in Europe.

You can learn more about Bitpanda at the link below.  Please note that they do not accept US customers and your registration will nbe blocked.

ReviewCryptoCurrency Grade: A-

Bitpanda Registration


#4 - CEX.IO is one of the oldest and most popular bitcoin exchange platform.  It is functional in the United States and is also available in some European and South American countries as well.  Please check to make sure IO is relevant for you if you decide that it is worth it!

Pros of
  • Trading volume is high, additionally, corporate accounts do not have restrictions on the amount of bitcoins you can purchase.
  • IO has a wide coverage area with the exclusion of few countries in Asia and Africa.  It thus has a lot of traders and good revenue to potentially back its security practices.
Cons of
  • Trading fees on are somewhat high.
  • The verification process is extremely demanding.
  • IO is known to have poor customer support and reviews.

We actually love and would have it higher on the list if it were currently accepting registrations.  As of January 30, 2018, had suspended registrations.  You can find out more by visiting the link below.

ReviewCryptoCurrency Grade: Inc. Website

#5 - Bitstamp

Bitstamp is a Luxembourg based exchange platform with a lot of credibility.  Unfortunately for US based investors, it is not available and the UK is notably missing as well along with Canada for credit cards.  This is why we have passports and availability to other banking systems.  Use your relative systems for best investment strategies if you'd like to deposit cash here and aren't in one of the countries below.  We personally love bitstamp for their trading views.  I find the way that the company presents data is visually stunning.  This makes it easier to make trading decisions.    

The Countries in which Bitstamp is accepted with credit card are: Switzerland, Norway, Monaco, Montenegro, Serbia, Turkey, Andorra, Moldova, Gibraltar, Iceland, Greenland, Liechtenstein, Isle of Man, Faroe Islands, Åland Islands, San Marino, Hong Kong, China, Singapore, Taiwan, South Korea, Australia, New Zealand, Japan, Argentina, Brazil, Israel, South Africa, Chile, Kuwait, Cayman Islands, Qatar, Saudi Arabia, India, Lebanon, Puerto Rico, Peru, Madagascar, Mozambique, Dominican Republic, Curaçao, Dominica, Jordan, the Bahamas, Bahrain, French Polynesia, Ecuador, Trinidad and Tobago, Barbados, Jamaica, Paraguay

Pros of Bitstamp
  • Bitstamp has user-support for every country in the world.
  • It is a highly credible and reputable exchange platform.
  • Bitsamp has high liquidity and buying limits.
Cons of Bitstamp
  • Because of its worldwide acceptability, Bitstamp has a tasking verification process.
  • Trading fees are slightly high for lower amount of bitcoin

ReviewCryptoCurrency Grade: B+

Bitstamp Website


#6 - Localbitcoins (Riser)

Six is my lucky number for a reason.  Don't get it twisted.  LocalBitcoins is an interesting concept that I last witnessed at a place called matchbook where players could peer to peer bookie for sports betting.  Localbitcoins is a registered and established platform that offers peer-to-peer exchanges.  Here, the other party in the transaction are real people looking to either sell or buy bitcoin directly and set a price for it.  There's just no least outside of the partial middle man in the application of Localbitcoins. Because of these settings, the users get to set terms of their trade and have a lot of flexibility.

Pros of Localbitcoins
  • Localbitcoins is supported in 248 countries.
  • Each vendor has a review page which allows you to view a history of previous transactions and deduce how trustworthy they are.
  • You can possibly find a vendor close to you to facilitate the transaction.
  • It is one of the most liberal exchange platforms.
Cons of Localbitcoins
  • The terms of trade are subject to the demands of the vendor.
  • There is always the risk of fraud, theft and scams when dealing directly with people.

B+ Rating

As voted by cryptocurrency pollsters and randoms in coffee shop. This is a more peer to peer system to trade regionally and we like it.

Create a LocalBitcoins Account

#7 - Paxful

Just like our #6 choice Localbitcoins, Paxful supports peer-to-peer exchanges and piggybacks off of the same types of technologies we see in any one to one contract.  Buyers and sellers match up directly in a sort of cryptocurrency matchmaking. They carry out the transactions on their own terms and execute the final agreements with the help of the application.  

Pros of Paxful
  • Paxful has worldwide support.
  • Paxful offers deposits through Amazon Gift Cards, Western Union, Paypal, and any debitor credit card.
  • Trading fees for transaction is low.
  • It has a smooth and easy interface that promotes usability.
Cons of Paxful
  • Paxful charges high commissions for users using non-mainstream currencies or unconventional methods making it difficult for the advanced crypto trader out there.
  • Paxful reportedly has poor customer support.

B+ Rating

As voted by cryptocurrency pollsters and randoms in coffee shop.

Create a Paxful Account
Honorable Mentions:

Coinhouse, Changelly, VirWox, Xcoins, Indacoin

For any exchange deposit you will have to set up an account and go through a verification process before you can trade. We’ve done a ton of research and hopefully we’re the last bit of reinforcement you need to feel comfortable investing.  If not, do the necessary research before trading on any platform. Check out the ratings, read users reviews and get a brief of the regulation information. More importantly, never store your bitcoins on the exchange platform. This is what your wallet is for. Finally, purchasing bitcoins from exchange platforms using a credit card entails a lot of risks and extra fees hence the need to use a reliable and trusted platform. Nevertheless, it still remains one of the easiest and most convenient methods of bitcoin exchange.  Good luck investing!